You have a choice
Most home and business policies do not cover damage from flood or mudslide. Federal disaster assistance is limited to your primary home and only pays to make the home safe, sanitary, and secure. It does not pay to restore your home to its pre-flood condition. Secondary homes and businesses are left to seek a loan, possibly through the SBA. With flood insurance you can insure your home up to $250,000 or $500,000 for your business. The annual premium for a flood insurance policy is less than one month interest on a loan.
Knowledge of the National Flood Insurance Program (NFIP) and FEMA can be critical as you decide the best way to protect your home or business from flood damage. We are fortunate to have one of the top flood insurance resources in the country available to you. Jeff Woodward worked for FEMA/NFIP for nearly 10 years as a flood insurance specialist helping people and communities recover from flood disasters. His knowledge of the program saved thousands of premium dollars for homeowners and businesses.
PO Box 55337
Shoreline, WA 98155